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What to Know About Insurance When Building a New Home

What to Know About Insurance When Building a New Home

Insurance is one of the things that many individuals ignore until they have a claim, at which point it can be a crucial issue. For that reason, the article below covers some of the top things that every individual should know about insurance when constructing a new home.

Ensure You Can Acquire Insurance Policy

Many people do not think about insurance when building a new home until a catastrophe occurs. It is sensible to contact agents from different insurance companies before starting the construction process. Therefore, you need to note that you can end up paying a policy that will be higher than what you were expecting. Make sure you construct a house in a location where the insurance policy cost will be within your means.

Distinguish What the Policy of the Builder Covers

When building a new home, you should understand that the insurance of the builder protects the contractor, not you. Thus, it is recommended to ask the home builder precisely what the policy is, and who gets covered in it. As a homeowner, you should have your insurance policy to protect the new home that you will be constructing.

Decrease Insurance Costs by Constructing Smart

There are ways that you can incorporate to ensure that you reduce your insurance premiums. With new technologies and building items, you can reduce the possibilities of having an insurance claim. For instance, most insurance companies deduct the sum that you would contribute if you build your house with long-lasting components.

Know What Disasters Your Insurance Policy Does Not Cover

Moreover, ensure you understand the location you are building your new home well. Ask neighbors the natural catasrophes that occur in this area such as floods and earthquakes before constructing the new house. It is desirable to look what the insurance policy covers before making the final decision. Ensure the home insurance policy will not have exclusions of the most common disasters in your area.

Understand the Right Time to Purchase Home Insurance Policy

When building a new home, you should know the appropriate time to acquire an insurance policy. It is recommendable to buy the insurance policy before you move to the new house.

Preserve Records of Your House Possessions

Additionally, after you complete construction of your house, you should store the record of all your personal items. You will require producing this home inventory to show the value of the damaged items if you ever file a claim form. Also, you can record videos and pictures and store them online to share them with the claims adjuster after destruction occurs. With the proof of records, your claim adjuster will determine how much the house contents would cost to replace.

In conclusion, now that you have a clue of the top fundamental things about insurance when constructing a new home, you are ready to purchase the policy before you move to the new home. If you have never worked with an insurance agent again, consult people close to you such as your friends and relatives to direct you to a reputable insurance company.

Professional Home Storage and Organization Tips for Move-In Day

Professional Home Storage and Organization Tips for Move-In Day

If you have ever moved before, then you know that move-in day can be chaotic. You have tons of boxes all coming into the house at one time, and you have to figure out what to do with them. On top of that, if you have children, they are likely to be underfoot too. Doing a little planning in advance can ensure moving into your new place is as stress-free as possible. Here are a few tips to create some order on move-in day.

1. Label Boxes

This one seems like a no-brainer, but it is worth explaining here. Label all of your boxes. Do not just put what room they belong to, but put the contents as well. Having the room packed in the box will help you know where to send it so that they do not all pile up in the living room. Having the contents can further help you by knowing what part of the room to set it in.

2. Designated Spaces

Cheap Movers Seattle (cheapmoversseattle.com) recommends making organizational and lay out decisions about your new home well in advance of the mover’s arrival. That way you will know where to have them set boxes. You might even have a sign on each door where things are not immediately apparent. For example – Julie’s Bedroom, Jack’s Bedroom, Guest Bathroom, Family Room. This will enable to give more detailed directions to the movers when boxes are being brought in and make the unloading process move faster.

3. Storage

Do not open boxes until you have a place to put their contents and you’re finished moving appliances and large furniture into place. This is why you listed contents on the box. For example, toys may have a chest or a shelf where they are kept. Do not open the box marked toys until that chest or shelf is in place. The same goes for dishes, the vacuum cleaner, and all other household goods.

4. Delegate

If there is more than one person who is going to live in your new home, then there should be more than one person unpacking. Children as young as seven can help unpack their things. As long as they know where their things are supposed to go, you can help them open the box and then leave them to it. Check on them from time to time to see how they are doing and even offer a treat when they have successfully unpacked their things. This will free you up to focus on family areas such as the kitchen or living room.

5. Safe Space

For a moving day with kids or pets, this is a must. Have a space set aside before movers arrive where the movers will not go. In this space place electronic devices where kids can watch movies or play games. You may also place crayons and coloring books, storybooks or even a couple of board games. Include a few snacks, and your kids should be out of the movers’ way as they bring boxes in.

Move-in day is rarely easy. However, it is possible to mitigate some of the chaos. A little planning ahead of the big day can help you to have a relatively relaxed experience. These tips can show you how.

Mover Tips for Moving Major Appliances into a New Home

Mover Tips for Moving Major Appliances into a New Home

Your major appliances are some of the hardest things to move into a new home. Not only are things like your refrigerator and your stove incredibly heavy and bulky, but they need to be installed correctly if they are to work properly. If you are in the process of moving into an unfurnished house or apartment and you want to bring your appliances with you, here are some tips from Cheap Movers Houston (site) to keep in mind.

1. Plan Ahead

Before you do anything, you need to make sure what you can bring into your new home. You need enough space for your appliances, and you have to be able to hook them up properly. You also need to make sure that you can safely get them through your door without banging them into a wall or door frame. Take a look at the space where you want your appliances to go, and measure them as accurately as you can. You should be able to get them where you want to go without any trouble.

Planning also means knowing what you can hook up in your new home. For example, as helpful as a gas stove can be, it won’t do you any good if you cannot connect it to your home’s gas line.

2. Clean and Protect Your Floors

After you’ve measured all of your spaces and determined what appliances can go into your new home, your next step should be to sweep all of your floors. Dirt and debris probably won’t harm a refrigerator or washing machine, but they can scuff up your vinyl or wood floor if you drag something heavy through it. Sweep your floors to make sure they’re clear if you don’t want your new home to have marred floors.

When professional moving companies move household appliances, they typically use an appliance dolly. These are available for rental from places like Home Depot and UHaul, but if you don’t have access to one, make sure you take precautions to protect the floor. Cardboard can work in a pinch, but it tends to shift around. The best way to protect hardwood or vinyl floors is to place a carpet runner underneath your appliances. Failing that, you can invest in a temporary floor that you can replace once you have everything moved in.

3. Prepare Your Appliances

If you want to make your appliances as easy as possible to move, you should prepare them beforehand. Remove all food from your refrigerator and keep the door open for 24 hours to let it defrost. Remove all racks from your stove and clean the interior, and disconnect all input and output hoses from your washing machine and dishwasher. Secure all doors and dials with tape, so nothing is accidentally turned on or opened.

4. Be Safe

Finally, keep yourself safe when it comes time to move your appliances. Never lift something by yourself if you feel like it might be too heavy, and always lift with your knees instead of your back. Secure all loose parts with tape or a moving belt, and use a dolly whenever possible. Don’t hesitate to call a professional moving service if you feel like you need to.

9 Tips for Surviving a Home Renovation

9 Tips for Surviving a Home Renovation

Renovating your home is a great way to add value to your property and bring your home current in-line with modern design trends. However, when you are taking on a home renovation, this can be a hard thing to survive. This is especially true when you are living in your home while the renovation is […]

Best Nevada Moving Services in Las Vegas and Reno – Reviews and Ratings

Best Nevada Moving Services in Las Vegas and Reno – Reviews and Ratings

Building your dream home might take months or even years, but once the final touches are complete, you’ll be eager to get moved in. Our clients often ask us if there are any movers that we recommend to help them relocate when moving day rolls around. Over the years, we’ve cultivated a list of the top relocation companies we recommend in both Reno and Las Vegas:

Top Reno Moving Companies

Don’t assume Las Vegas is the only Nevada city that’s full of life and entertainment. Reno is well-known for its liveliness, as noted with the more than 100 festivals taking place in the city at any time of the year. But, those festivals are only one of the qualities that Reno offers its residents. The city has amazing temperatures year-round. In the summer, you’ll enjoy picnics at the park and hikes along one of the many trails, while the winter weather is the perfect time to enjoy skiing atop Mt. Rose. Yes, Reno, Nevada offers everything you could want or need in the city that you call home.

Loading Helpers

39 W Plumb Ln | Reno, NV 89509
(775)352-4141

A licensed, bonded, and fully-insured company, Loading Helpers, offers various moves to suit the needs of all in need of relocation service. Free quotes are available upon request.

Puliz Moving & Storage

1095 Standard Street | Reno, Nevada 89506
(775)332-7029

As the name implies, both moving services and storage units are offered from Puliz Moving & storage. This outstanding company has a trusted reputation in Reno.

All The Right Moves

235 W. Pueblo Street | Reno, NV 89509
(775)331-2744

Handling both local and state-to-state moves with ease, All The Right Moves is an experienced moving company that goes above and beyond to meet the needs of their customers.

Las Vegas Moving and Storage Companies

Las Vegas is no stranger to the glamorous nightlife, luxurious and wealthy men and women, and the big-spenders who’ve come to experience the phenomenal nightlife you won’t find anywhere else in the world. But, Las Vegas is so much more than a place to go to do things you’d never want to be told. Las Vegas is a wonderful community of people, a place where churches bring people together to study the word, where schools strive to teach smart young adults, and a place that you can get to know your neighbors. Las Vegas may be all glitz and glam in the spotlight, but when you’re a resident, you understand just how special the city is to the locals.

Cheap Movers Las Vegas

8465 W Sahara Avenue, Suite 111-570 | Las Vegas, NV 89117
(702) 660-4699

If you’re looking for low rates from local movers, Cheap Movers Las Vegas has you covered. From cross country residential moves to in-town office relocations, this Las Vegas mover does it all.

Discount Moving & Storage

5440 S. Cameron St. Ste. 3-107 | Las Vegas, NV 89118
(702)895-9555

Discount Moving & Storage offers full-service moving for local and long-distance hauls. Free estimates are available upon request.

Move 4 Less

7632 W. Post Road | Las Vegas, NV 89113
(702)889-6683

Move 4 Less is an experienced full-service moving company offering low-cost, high-quality moves in the city and out.

First Choice Moving & Storage

201 W. Commerce Park Court | North Las Vegas, NV 89032
(702)637-0229

First Choice Moving & Storage helps you move and safely store belongings you don’t have the room for. This company offers a slew of moving services, including vehicle transportation, commercial and office moves, and more.